A Savings Bank Account is the foundation of your financial well-being. It helps you build disciplined saving habits while offering security, convenience, and seamless access to essential banking services.

Open your Savings Bank Account with Samridhi Bank (The Udaipur Mahila Samridhi Urban Co-operative Bank Ltd.) and experience a banking relationship designed to support your financial growth.

 

Who Can Open a Savings Bank Account

Savings Bank Accounts may be opened by:

• Individuals – Single or Joint

• Minors – Operated by natural or court-appointed guardian

• Illiterate Individuals – Through thumb impression

• Hindu Undivided Families (HUFs)

• Trusts, Clubs, Associations, Societies

• Housing Co-operative Societies

• Charitable and Religious Institutions

 

Eligibility & Operating Guidelines

• Accounts may be opened individually or jointly with operating instructions such as Either or Survivor, Former or Survivor, or Jointly.

• Minor accounts may be opened and operated by the natural guardian.

• Clubs, societies, associations, and similar organizations are eligible to open SB accounts subject to KYC compliance.

 

Key Features & Benefits

• Minimum opening balance: ₹1,000

• Free Mobile Banking – Access your account anytime, anywhere

• No Average Quarterly Balance requirement

• Nominal charges for RTGS / NEFT / IMPS

• No charges for UPI transactions

• Free Passbook for easy record-keeping

• Personalised Cheque Book Facility

• Personalised / INSTA Contactless RuPay Debit EMV Card

• Attractive offers on shopping, dining, travel & more (powered by RuPay)

• All other banking services at competitive charges

 

Start Your Savings Journey Today

Visit your nearest Samridhi Bank branch to open your Savings Bank Account. Our team will guide you through a quick and simple account-opening process, ensuring a smooth start to your banking experience.