The Udaipur Mahila Samridhi Urban Co-op. Bank Ltd.The Udaipur Mahila Samridhi Urban Co-op. Bank Ltd.
Grow your savings with security, stability, and guaranteed returns.
A Fixed Deposit with Samridhi Bank (The Udaipur Mahila Samridhi Urban Co-op. Bank Ltd.) is one of the safest and most reliable investment options for individuals seeking assured returns. Whether you want to invest for short-term goals or long-term financial planning, our FD schemes offer attractive interest rates and complete protection of your capital.
Why Choose Samridhi Bank Fixed Deposits?
✔ Flexible Tenure Options
Invest for a period ranging from 46 days to 4 years—choose a duration that aligns with your financial goals.
✔ Assured & Higher Returns
Earn guaranteed interest on your deposit with no market-related risks.
✔ Additional 0.50% p.a. for Senior Citizens
Exclusive extra interest for senior citizens to support their financial security.
✔ Capital Protection
Your principal amount remains fully safe throughout the deposit tenure.
✔ Reliable Wealth Creation
Ideal for individuals with surplus funds who want steady and secure growth.
✔ Flexible Payout Options
Choose when you want to receive interest—
• Monthly
• Quarterly
• On maturity
✔ Loan Against FD
Get instant liquidity when needed without breaking your deposit.
✔ Auto-Renewal Facility
Never worry about maturity dates—your FD can automatically renew as per your preference.
Who Should Invest?
• Individuals seeking safe, guaranteed returns
• Senior citizens looking for higher earnings
• Families planning for future financial needs
• Businesses wanting to park surplus funds securely
• Anyone who prefers fixed, predictable income
Key Benefits
• Attractive interest rates
• Easy account opening with minimal documentation
• Nomination facility available
• Premature withdrawal permitted as per bank rules
• Option to open FD jointly
Save small amounts regularly and build a strong financial future.
A Recurring Deposit (RD) with Samridhi Bank helps you grow your savings systematically. By depositing a fixed amount every month, you can accumulate a substantial corpus over time—ideal for salaried individuals, students, and families planning for future expenses.
Why Choose Samridhi Bank Recurring Deposits?
✔ Start with Small Monthly Deposits
Perfect for disciplined savings—contribute a fixed amount monthly as per your convenience.
✔ Steady & Guaranteed Growth
Enjoy assured interest on your deposit, ensuring predictable long-term returns.
✔ Flexible Tenure Options
Choose a period that fits your goals.
✔ Ideal for Financial Goals
RD helps you plan and save for:
• Children’s education
• Festive expenses
• Gadgets or appliances
• Emergency funds
• Family events or travel
✔ Safe & Secure Savings
Your money grows without market-related risks.
✔ Nomination & Joint Account Options
Flexible opening and operational facilities.
Start Your FD or RD Today
Visit your nearest Samridhi Bank branch and let our team guide you through the quick and seamless deposit-opening process.
Secure your future with safe, stable, and guaranteed returns—only with Samridhi Bank.
S.No. |
Duration |
Rate of Interest |
|---|---|---|
1. |
46 Days To 90 Days |
3.75 % |
2. |
91 Days To 180 Days |
4.25 % |
3. |
181 Days To 12 Months |
5.25 % |
4. |
Above 12 Months To 15 Months |
6.00 % |
5. |
Above 15 Months To 24 Months |
5.25 % |
6. |
Above 24 Months To 36 Months |
4.75 % |
* For Senior Citizens (60 Years or above) More than one year Deposit will get an additional 0.50 % Interest Rate Extra. |
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