The Bank has been awarded with 3 trophies in recognition of the “BEST DATA SECURITY”, “BEST MOBILE BANKING APP”, “BEST NORTH BASED BANK by the Banking Frontiers, for the year 2018-19.
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Bank Donate Rs. 1 LAKH into PM CARES FUND for COVID-19.
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All Bank Staff Donate 1 Day Salary into PM CARES Fund for COVID-19.
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First Co-operative bank in Rajasthan to introduce BHIM UPI Facility.
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Financial Position of the bank as on 31st March, 2020 is Rs. 14027.67 Lakh, comprising of Deposits of Rs. 12527.59 Lakh and Advances Rs. 5889.71 Lakh.
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Bank has launched COVID-19 Loans with 2% Subsidry on attractive interest rates.
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Intoduce Mobile Banking Facility with RTGS / NEFT, IMPS, UPI and Bharat Bill Payment System
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  Loan Rates And Conditions Applicable from 12 June, 2020  
     
  (1) Business Loan:  
     
 

Type of Loan

Limit

ROI

Max. Period

Cash Credit

Up to 25 Lakh

10.00%

1 Year

Cash Credit

From 25 Lakh and to 100 Lakh

11.00%

1 Year

Term Loan

Up to 50000/-

11.50%

36 Months

Term Loan

50001 to Twenty Five Lakh

10.50%

84 Months

Term Loan

Above Twenty Five Lakh

11.50%

120 Months

 
     
  (2) Business OD Limit:  
     
 

Type of Loan

Limit

ROI

Max. Period

Business OD Limit

New Limit upto 25 Lakh

10.50%

1 Year

Business OD Limit

Old Limit Renewal Up to 125 Lakh

10.50%

1 Year

 
     
  (3) Project Finance:  
     
 

Type of Loan

Limit

ROI

Max. Period

Rennovation of Project

Up to Five Lakh

11.00%

60 Months

Rennovation of Project

Above 5 Lakh To Twenty Lakh

12.00%

120 Months

New Project

Up to 10 Lakh

10.50%

84 Months

New Project

Above 10 Lakh to 25 Lakh

11.00%

120 Months

New Project

Above 25 Lakh

11.00%

120 Months

 
     
  (4) Transport Loan:  
     
 

Type of Loan

Limit

ROI

Max. Period

Two Wheeler

Up to 70000/-

9.00%

12 Months

Two Wheeler

Up to 70000/-

10.00%

18 Months

Two Wheeler

Up to 70000/-

12.00%

24 Months

Two Wheeler Electric (RTO/Non RTO Reg.)

Up to 50000/-

15.00%

12 Months

Two Wheeler Electric (RTO/Non RTO Reg.)

Up to 50000/-

15.00%

18 Months

Light Four Wheeler Up To 12 Lakh 8.50% 36 Months
Light Four Wheeler Up To 12 Lakh 9.50% 48 Months
Light Four Wheeler Up To 12 Lakh 10.00% 60 Months
 
     
  (5) Plant & Machinery Finance  
     
 

Type of Loan

Limit

ROI

Max. Period

Rennovation of Immovable of Factory / Project

Upto Five Lakh

11.00%

60 Months

Rennovation of Immovable of Factory / Project

Above Five Lakh to Twenty Lakh

11.00%

120 Months

Purchase of Plant & Machinery / Project Upto 10 Lakh 10.50% 84 Months
Purchase of Plant & Machinery / Project Above 10 Lakh to 25 Lakh 10.50% 120 Months
Purchase of Plant & Machinery / Project Above 25 Lakh 11.00% 120 Months
 
     
  (6) COVID 19 Package Loan(Valid till 31-10-2020)  
     
 

Type of Loan

Limit

ROI

Max. Period

Samridhi Micro Finance

Upto 40000/-

18.00%

100 Days

Samridhi Working Capital Loan

Upto 10 Lakh

9.50%

24 Months

Samridhi Business Loan Upto 25 Lakh 10.00% 60 Months
 
     
  (7) Residential Plot Purchase Loan:  
     
 

Type of Loan

Limit

ROI

Max. Period

Residential Plot Purchase

Up to 25 Lakh

10.50%

120 Months

Residential Plot Purchase

Above 25 Lakh To 75 Lakh

11.00%

120 Months

 
     
  (8) Housing Loan:  
     
 

Type of Loan

Limit

ROI

Max. Period

Renovation / Repairs

Up To Two Lacs

12.50%

60 Months

House Purchase / Plot Purchase & New Construction / New Construction

Up to 20 Lakh

8.50%

120 Months

House Purchase / Plot Purchase & New Construction / New Construction

Upto 25 Lakh

8.50%

180 Months

House Purchase / Plot Purchase & New Construction / New Construction

Above 25 Lakh to 70 Lakh

8.50%

120 Months

House Purchase / Plot Purchase & New Construction / New Construction

Above 25 Lakh to 70 Lakh

8.75%

180 Months

House Purchase / Plot Purchase & New Construction / New Construction

Above 25 Lakh to 70 Lakh

9.00%

240 Months

 
     
  (9) Consumer Loan:  
     
 

Type of Loan

Limit

ROI

Max. Period

House Hold (T.V.,Freeze, A.C. etc.)

Up to 45000/-

15.00%

36 Months

 
     
  (10) Education Loan: for Professional Courses Like BBA, MBA, Engineering, MBBS or any Technical Degree Course to the Children with their earning parents:  
     
 

Type of Loan

Limit

ROI

Max. Period

Education Loan

Up to Five Lakh

9.00%

84 Months

Education Loan

Above Five Lakh to Ten Lakh

10.00%

120 Months

 
     
  (11) Mortgage Loan:  
     
 

Type of Loan

Limit

ROI

Max. Period

Loan Against Property of Lady

Upto Five Lakh

11.50%

84 Months

Loan Against Property of Lady

Above 5 Lakh to 10 Lakh

11.50%

120 Months

Loan Against Property of Lady

Above 10 Lakh to 25 Lakh

11.75%

120 Months

Mortgage Limit

Upto 25 Lakh

11.00%

1 Year

Mortgage Limit

Old Limit Renewal Upto 125 Lakh

12.00%

1 Year

 
     
  (12) Personal Loan:  
     
 

Type of Loan

Limit

ROI

Max. Period

Govt. Employee Or Corporate Who eligible for PF Minimum Service 3 Years

Upto 50000/-

16.00%

36 Months

Govt. Employee Or Corporate Who eligible for PF Minimum Service 3 Years

Above 50000/- to Two Lakh

15.00%

60 Months

 
     
  (13) Loan / Limit Against NSC / KVP  
     
 

Type of Loan

Limit

ROI

Max. Period

Loan / Limit ag. NSC/KVP

75% of Face Value

10.00%

Till Maturity

 
     
  (14) Loan / Limit Against LIC of India  
     
 

Type of Loan

Limit

ROI

Max. Period

Loan / Limit Against LIC

75% of Surrender Value

10.00%

Till Maturity

 
     
  (15) Loan / Limit Against AGBY A/cs.  
     
 

Type of Loan

Limit

ROI

Max. Period

Loan ag. AGBY A/cs.

80% of O/S Balance

9.00%

Till Maturity

 
     
  (16) Loan / Limit Against FDR  
     
 

Type of Loan

Limit

ROI

Max. Period

Loan ag. FDR

Limit 90% Face Value

1.00% Above

Till Maturity

 
     
  (17) Loan Limit Against Gold  
     
 

Type of Loan

Limit

ROI

Max. Period

Loan ag. Gold

65% of Pure Value Obtained (Max Upto One Lakh)

12.00%

1 Year

 
     
 
     
 
     
 
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