The Bank has been awarded with 4 trophies in recognition of the “BEST YOUTH CEO AWARD”, “BEST IT HEAD AWARD”, “BEST CHAIRMAN AWARD “and “BEST NEW HEAD OFFICE AWARD” by the Banking Frontiers, for the year 2015-16.
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Election 2017 has been completed on 01-08-2017. Smt. Vidhya Kiran Agrawal elected as a Chairperson and Smt. Sunita Mandawat elected as a Vice Chairperson.
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Financial Customer Literacy Week is Organised and Celebrated by the Bank and touched approximately 2500 people in 7 days with 7 Camps after Bank hour from 06th June 2017 To 12th June 2017.
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Rajasthan Urban Banks Federation Election 2018 is Completed and Smt. Vidhya Kiran Agrawal elected as a Board of Director.
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IFSC Codes:-
Bapu Bazar Branch- YESB0MSB002
Maldas Street Branch- YESB0MSB003
Ashok Nagar Branch- YESB0MSB004
Goverdhan Villas Branch- YESB0MSB005
Salumber Branch- YESB0MSB175
Sunderwas Branch- YESB0MSB006
Hiran Magri Branch- YESB0MSB007
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Financial Position of the bank as on 31st March, 2018 was Rs. 128.33 Lacs, comprising of Deposits of Rs. 12417.32 Lacs and Advances Rs. 5156.19 Lacs.
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1st Bank in Northern India who has signed up MOU with LIC of India for Pradhan Mantri Jeewan Jyoti Beema Yojana.
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  Loan Rates And Conditions Effected from 01 June 2017  
     
  (1) Business Loan:  
     
 

Type of Loan

Limit

ROI

Cash Credit

Up to 125 Lacs

10.50%

Term Loan

Up to Fifty Thousands

11.50%

Term Loan

Above Fifty Thousands to Five Lacs

11.50%

Term Loan

Above Five Lacs

11.00%

 
     
  (2) Business OD Limit:  
     
 

Type of Loan

Limit

ROI

Business OD Limit

Up to 125 Lacs

11.00%

 
     
  (3) Project Finance:  
     
 

Type of Loan

Limit

ROI

Rennovation of Project

Up to Five Lacs

11.00%

Rennovation of Project

Above Five Lacs To Twenty Lacs

12.00%

New Project

Up to Ten Lacs

11.50%

New Project

Above 10 Lacs to Thirty Lacs

11.50%

New Project

Above Thirty Lacs

11.50%

 
     
  (4) Transport Loan:  
     
 

Type of Loan

Limit

ROI

Two Wheeler

Up to Fifty Thousands

12.00%

Light Four Wheeler

Up to Five Lacs

9.00%

Light Four Wheeler Above Five Lacs To Eight Lacs 9.00%
 
     
  (5) Plant & Machinery Finance  
     
 

Type of Loan

Limit

ROI

Rennovation of Immovable of Factory / Project

Upto Five Lacs

11.00%

Rennovation of Immovable of Factory / Project

Above Five Lacs to Twenty Lacs

11.00%

Purchase of Plant & Machinery Upto Ten Lacs 11.00%
Purchase of Plant & Machinery Above Ten Lacs to Forty Lacs 11.00%
Purchase of Plant & Machinery Above Forty Lacs 11.00%
 
     
  (6) Housing Loan:  
     
 

Type of Loan

Limit

ROI

Renovation / Repairs

Up To Two Lacs

12.50%

House Purchase / Plot Purchase / New Construction

Up to Ten Lacs

8.50%

House Purchase / Plot Purchase & New Construction / New Construction

Above Ten Lac to Twenty Lac

8.50%

House Purchase / Plot Purchase & New Construction / New Construction

Above Twenty to Seventy Lac

8.50%

 
     
  (7) Consumer Loan:  
     
 

Type of Loan

Limit

ROI

House Hold (T.V.,Freeze, A.C. etc.)

Up to Forty Five Thousands

15.00%

House Hold (T.V.,Freeze, A.C. etc.)

Above Forty Five Thousands

15.00%

 
     
  (8) Mortgage Loan:  
     
 

Type of Loan

Limit

ROI

Loan Against Property of Lady

Upto Five Lacs

11.50%

Loan Against Property of Lady

Above 5 Lac to Ten Lac

11.50%

Loan Against Property of Lady

Above Ten Lac to Twenty Lac

11.75%

Loan Against Property of Lady

Above Twenty Lac

11.75%

Mortgage Limit

Upto Twenty Lac

12.00%

Mortgage Limit

Above Twenty to Forty Lac

12.00%

Mortgage Limit

Above Forty Lac

12.00%

 
     
  (9) Personal Loan:  
     
 

Type of Loan

Limit

ROI

Govt. Employee Or Corporate Who eligible for PF Minimum Service 3 Years

Upto Fifty Thousand

16.00

Govt. Employee Or Corporate Who eligible for PF Minimum Service 3 Years

Above Fifty Thousand to Two Lacs

15.00%

 
     
  (10) Loan / Limit Against Tangible Security  
     
 

Type of Loan

Limit

ROI

Loan / Limit ag. NSC/KVP

75% of Face Value

10.00%

 
     
  (11) Loan / Limit Against LIC of India  
     
 

Type of Loan

Limit

ROI

Loan / Limit Against LIC

75% of Surrender Value

10.00%

 
     
  (12) Loan / Limit Against AGBY A/cs.  
     
 

Type of Loan

Limit

ROI

Loan ag. AGBY A/cs.

80% of O/S Balance

9.00%

 
     
  (13) Loan / Limit Against FDR  
     
 

Type of Loan

Limit

ROI

Loan ag. FDR

Limit 90% Face Value

1.00% Above

 
     
  (14) Loan / Limit Against Gold  
     
 

Type of Loan

Limit

ROI

Loan ag. Gold

65% of Pure Value Obtained (Max Upto One Lac)

12.00%

 
     
 
     
 
     
 
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